There are a lot of insurers who offer Private Motor Insurance, but as with all things, the proof is in the pudding – and at claim time you might find not all policies are created equal. But with an experienced Team member from Guardian, we take the guess work out of the choice and determine the cover that will suit you and your pocket.
Each insurer offers a similar standard cover:
- Comprehensive Cover – covering loss or damage to your own vehicle and the legal liability for other parties property damage
- Own Damage Cover only – covering your vehicle against damage caused by certain events such as Fire, Theft or Malicious Damage only, plus your liability for third party property damage and of course,
- Third Party Property Damage Cover only – providing cover for your legal liability to other people’s property only.
But when it comes to the optional extras and extensions such as windscreen glass, vehicle hire when yours is damaged, cover for personal effects damaged or stolen, emergency repairs etc. you really need the advice and expertise of someone with expertise and know how to help guide you through the process.GET A QUOTE